Discover the Charm of Living in Portugal’s Silver Coast – Ideal for Real Estate Investment

Welcome to the stunning Silver Coast, a hidden gem in the heart of Portugal. As a seasoned buyer’s agent, I have had the pleasure of guiding countless clients through the ins and outs of living in this picturesque region. The Silver Coast offers an unparalleled quality of life thanks to its stunning natural beauty, rich cultural heritage, and welcoming community.

One of the standout features of the Silver Coast is its breathtaking coastline, which stretches for over 150 kilometers. Whether you’re an avid surfer or just love soaking up the sun, the beaches here are some of the best in the world. I personally recommend Praia da Nazaré, which is famous for its enormous waves and attracts surfers and spectators from around the globe.

But the Silver Coast isn’t just about beaches. The region is also home to charming towns and villages, each with its own unique character and history. One of my personal favorites is Óbidos, a medieval town with cobbled streets, whitewashed houses, and a stunning castle that dates back to the 12th century. Another must-visit destination is Peniche, a fishing town that boasts delicious seafood, colorful houses, and a lively atmosphere.

Of course, living in a foreign country can be daunting, but the good news is that the Silver Coast is incredibly welcoming to expats. English is widely spoken, and the cost of living is significantly lower than in other parts of Europe. As a buyer’s agent, I have helped many clients navigate the Portuguese bureaucracy and find their dream home on the Silver Coast.

So if you’re looking for a new adventure, I highly recommend considering the Silver Coast as your next destination. With its stunning natural beauty, rich cultural heritage, and welcoming community, there’s truly no place like it.

Where do most expats live on Silver Coast Portugal?

Portugal’s Silver Coast is a popular destination for expats looking for a peaceful and affordable place to live. With its stunning coastline, rich history, and mild climate, it’s no surprise that many foreigners are choosing to make this region their home. But where do most expats live on the Silver Coast Portugal? Let’s explore some of the most popular areas.


Nazare is a charming fishing town that has become increasingly popular with expats in recent years. With its picturesque streets, beautiful beaches, and traditional Portuguese way of life, it’s easy to see why. Nazare is also known for its impressive waves, attracting surfers from all over the world.


Peniche is another popular location for expats on the Silver Coast. This town is famous for its excellent seafood restaurants, beautiful beaches, and unique cultural heritage. It’s also a popular destination for surfers and water sports enthusiasts.


Obidos is a medieval town that has been beautifully preserved over the centuries. With its cobbled streets, traditional architecture, and stunning castle, it’s a popular destination for tourists and expats alike. The town is also known for its annual chocolate festival, which attracts visitors from all over the world.

Caldas da Rainha

Caldas da Rainha is a bustling city that offers a great mix of old-world charm and modern amenities. With its thermal baths, beautiful parks, and lively markets, it’s a popular choice for expats looking for a vibrant community to call home.

São Martinho do Porto

São Martinho do Porto is a picturesque seaside town that has become a popular destination for expats looking for a peaceful place to retire. The town is known for its sheltered bay, which provides safe swimming for families with young children.

Is Silver Coast Portugal expensive?

Portugal’s Silver Coast is a beautiful, tranquil, and affordable region that is becoming increasingly popular among expats and investors. It’s a stretch of coastline that runs from Porto in the north to Lisbon in the south, with stunning beaches, charming fishing villages, and rolling hills dotted with vineyards and orchards.

But the question on many people’s minds is whether the Silver Coast is expensive. The short answer is no, it’s not. Compared to other regions in Europe, the cost of living in the Silver Coast is relatively low.

The cost of housing

One of the biggest expenses when moving to a new country is housing. In the Silver Coast, the cost of housing is significantly lower than in other popular European destinations such as Paris, London, or Rome. Depending on the location, a two-bedroom apartment can be rented for as little as €500 per month, while a three-bedroom house can be bought for around €150,000.

It’s important to note that the cost of housing varies depending on the location. For instance, properties located in popular tourist destinations or near the beach will be more expensive than those in the countryside or smaller towns. However, overall, the cost of housing in the Silver Coast is reasonable and affordable.

The cost of food and groceries

The cost of food and groceries in the Silver Coast is also relatively low. The region is renowned for its fresh seafood, fruits, and vegetables, which are widely available at local markets. Eating out is also affordable, with a meal in a good restaurant costing around €20 per person.

It’s worth noting that the cost of imported goods in Portugal is higher than in other European countries due to taxes and import duties. Therefore, if you’re used to buying certain imported products, you may find them more expensive in Portugal.

The cost of transportation

The cost of transportation in the Silver Coast is also reasonable. Public transportation, such as buses and trains, is affordable and efficient. A monthly pass for public transportation costs around €35, and a taxi ride within the city center costs around €5.

If you’re planning to buy a car, the cost of gasoline is slightly higher than in other European countries due to taxes. However, the cost of purchasing a car is relatively low, and the Portuguese road network is well-maintained and easily accessible.

What is the winter weather like in the Silver Coast Portugal?

Portugal is a popular destination for expats and investors looking for a mild and sunny climate, beautiful coastlines, and a relaxed lifestyle. The Silver Coast, located in the central-western part of Portugal, is a particularly attractive region for those seeking a quieter and more authentic experience than the bustling Algarve.

One of the main concerns for anyone considering moving to Portugal, or investing in property there, is the weather. While it is true that Portugal is generally blessed with a mild and sunny climate, it is also true that the weather can vary significantly from region to region, and even within the same region.

The Silver Coast is no exception. While it is generally milder than the northern part of the country, it can also be more unpredictable than the southern coast. Here is what you can expect from the winter weather in the Silver Coast:


The average temperature in the Silver Coast during the winter months (December to February) is around 14°C (57°F), with daytime temperatures ranging from 10°C to 16°C (50°F to 61°F). Nighttime temperatures can drop to around 7°C (45°F), but it is rare for them to go below freezing point. However, it is worth noting that the temperature can vary significantly depending on the location, the altitude, and the proximity to the sea.


The Silver Coast is known for its lush and green landscapes, and that is partly due to the rainfall it receives. The winter months are typically the wettest, with an average of 100mm (3.9 inches) of rainfall per month. However, rainfall can vary greatly from year to year, and it is not uncommon to have long periods of dry weather followed by heavy rainfalls.


The Silver Coast is exposed to the Atlantic Ocean, and that means it can be windy, especially during the winter months. The prevailing winds come from the northwest, and they can be strong and gusty, particularly in coastal areas. It is worth noting that the wind can make the temperature feel colder than it actually is, so it is important to dress accordingly.

Practical tips

If you are planning to live in the Silver Coast during the winter months, here are some practical tips that can help you make the most of the weather:

  • Dress in layers, as the temperature can vary significantly from day to night, and from one location to another.
  • Invest in good quality rain gear, as the rainfall can be heavy and persistent.
  • Choose a location that is sheltered from the prevailing winds, especially if you are sensitive to cold and wind.
  • Make the most of indoor activities, such as visiting museums, art galleries, and cultural events.
  • Take advantage of the winter produce, such as chestnuts, mushrooms, and citrus fruits, which are widely available in local markets.

By following these practical tips, you can enjoy all that this beautiful region has to offer, even during the cooler and wetter months.

Where do most American expats live in Portugal?

Portugal has become a popular destination for American expats looking to retire, invest, or simply enjoy a relaxed lifestyle in a beautiful country. While many parts of Portugal are attractive to expats, the Silver Coast region, also known as the Costa de Prata, has emerged as a top choice for many Americans.

Why the Silver Coast?

The Silver Coast stretches from the city of Porto in the north to Lisbon in the south, covering over 150 kilometers of stunning coastline, charming towns, and picturesque countryside. The region is known for its mild climate, beautiful beaches, and historic sites, making it an excellent place to live, work, or retire.

The Silver Coast is also relatively affordable compared to other parts of Portugal, particularly Lisbon and the Algarve. The cost of living is lower, and real estate prices are more reasonable, making it an attractive option for those on a budget or looking for a good investment opportunity.

Where do American expats live in the Silver Coast?

The Silver Coast has several towns and cities that are popular with American expats, including:

  • Nazaré: A charming fishing village known for its surfing, seafood, and traditional way of life. Nazaré has a large expat community, particularly from the United States and Canada.
  • Peniche: A coastal town famous for its beaches, seafood, and surf culture. Peniche has a growing expat community, particularly among retirees.
  • Óbidos: A medieval walled town known for its historic charm, cultural events, and wine. Óbidos has a small expat community, particularly among artists and writers.
  • Caldas da Rainha: A spa town known for its thermal waters, shopping, and cultural events. Caldas da Rainha has a growing expat community, particularly among retirees and digital nomads.
  • São Martinho do Porto: A seaside town known for its natural bay, seafood, and family-friendly atmosphere. São Martinho do Porto has a growing expat community, particularly among families and retirees.

Practical Tips for Living in the Silver Coast

If you’re considering living in the Silver Coast, here are some practical tips to keep in mind:

  • Learn Portuguese: While many locals speak English, it’s essential to learn some Portuguese to fully integrate into the community and navigate daily life.
  • Get a Portuguese bank account: This will make it easier to pay bills, rent or buy a property, and access local services.
  • Understand the healthcare system: Portugal has an excellent public healthcare system, but expats may need private health insurance to cover additional medical expenses.
  • Consider transportation options: While public transportation is available, many expats opt to purchase a car or scooter for greater mobility.
  • Embrace the culture: Portugal has a rich history and unique culture, and expats can enhance their experience by participating in local events, festivals, and traditions.

With its stunning coastline, charming towns, and mild climate, the Silver Coast offers a high quality of life, and a growing expat community to connect with.

Portugal is a great destination for expats seeking a better quality of life, and the country’s mortgage rate policies are definitely worth considering. With its affordable cost of living, beautiful scenery, and vibrant culture, Portugal has become a popular destination for expats from all around the world. Whether you’re interested in investing in property or simply looking for a new place to call home, Portugal offers a wealth of opportunities to suit your needs. So, if you’re thinking about moving to Portugal, be sure to take advantage of the country’s mortgage rate policies and make your dream of owning property a reality. With the right guidance and a bit of research, you can find the perfect mortgage plan that suits your needs and allows you to enjoy all that Portugal has to offer.


I’ve written extensively about Portugal Real Estate. Explore more articles about it: